I wonder if I would live differently if I didn't have so much debt. I'm managing okay, but still, a significant amount of my income goes to paying down my debts. If my plans go on without glitch, I should be debt-free in less than two years.
Freedom Debt Relief is a good place to start investigating how to unshackle yourself from the burden of debt. It seems like today's world is all about using credit cards. It makes it so easy to get into debt. The big question is, how to get out of it.
If you want to lower your debt to almost half the amount, or want to be debt free anywhere from a year to three years, and have money back service fee guarantee, then Freedom Debt Relief is an option. Unlike credit counseling, they are not secretly working for the creditors so that your solution ends up costing you more. Why more? It's because you're paying back your debts 100% plus interests.
If you're thinking debt consolidation, it's just really moving all your debts to one spot so there's less chance of forgetting another bill and getting hit with late fees and other penalties. You're still paying back 100% of the amount plus interests.
What about filing for bankruptcy? It sticks to your credit report for about 10 years! If you want to reduce or pay off your debt without damaging your credit report, then Fredom Debt Relief is a better option. It's not just paying minimum monthly payments where all the money goes to interest. Freedom Debt Relief reduces the amount you owe. If that's not attractive enough, you can be debt free in 12-36 months. I like that kind of freedom.