Business Insurance is sometimes very tricky to keep. There's always inspection, and extra requirements, long after the premiums have been paid. I hear a few business owner foregoing insurance because of the sheer headache which comes with it. In my personal experience, I find it to be both easy and hard. Sometimes, a good insurance agent can make a big difference in finding an insurance that is right for you. On the other hand, I'm more tempted to not insure my property if given a choice. This is not a smart choice. Without insurance, there is no safety net to catch me when something goes wrong.
I know someone who has a limousine service. His accessories like television would periodically get stolen, yet he still has not purchase insurance. It's the mountain pile of requirements which most people would rather not deal. He'd rather take his own money and replace television than having to file claim for it. What happens when he has to keep buying this on a month when profits are lean?
Sometimes, this is not optional. If you have an apartment to let which you and a bank owe, insurance is a must. This is where Business Insurance comes in handy. There's always some company out there who'll have business owner's best interest. This is one of them. It's relatively easy to get quote for public/employer's liability, goods in transit, residential let property, commercial property, wholesalers, factory, professional endemnity, and so much more. It's worth checking out.