I think these applies, what with the market tanking left and right. I mean, it isn't even 10 years since the tech stock went down, bringing along with it my 50K profit in stock market buying. I realized that's peanuts, but that's like the sum total of my savings. Ugh.
CEO—Chief Embezzlement Officer.
CFO—Corporate Fraud Officer.
BULL MARKET—A random market movement causing an investor to mistake himself for a financial genius.
BEAR MARKET—A 6 to 18 month period when the kids get no allowance, the wife gets no jewelry, and the husband gets no sex.
VALUE INVESTING—The art of buying low and selling lower.
P/E RATIO—The percentage of investors wetting their pants as the market keeps crashing.
BROKER—What my broker has made me.
STANDARD & POOR—Your life in a nutshell.
STOCK ANALYST—Idiot who just downgraded your stock.
STOCK SPLIT—When your ex-wife and her lawyer split your assets equally between themselves.
FINANCIAL PLANNER—A guy whose phone has been disconnected.
MARKET CORRECTION—The day after you buy stocks.
CASH FLOW—The movement your money makes as it disappears down the toilet.
YAHOO—What you yell after selling it to some poor sucker for $240 per share.
WINDOWS—What you jump out of when you’re the sucker who bought Yahoo @ $240 per share.
INSTITUTIONAL INVESTOR—Past year investor who’s now locked up in a nuthouse.
PROFIT—An archaic word no longer in use.
Showing posts with label business. Show all posts
Showing posts with label business. Show all posts
Comparing Mortgages
I have more than one mortgages. Most of them are on a fixed rate. This means that the interests can go up or down but it will not affect the amount of mortgage payment I have. I find that I like it that way. True, I missed out on the big savings when the interest rate go down, but on the other hand, I don't have to scamper around to cover the rise in interest when that happens.
One of my properties have variable interest rate. For the first year, it was alrigt because nothing much had changed. But this year alone have made my payments change (+/-)75 dollars. If the property is a rental, it's a pain. It's not like I can also raise and lower my tenants rent as changes happens. If you have variable rates, then Tracker Mortgages can help with keeping up with the changes in rates. Here's why you should visit this site if you're thinking of buying a property:
One of my properties have variable interest rate. For the first year, it was alrigt because nothing much had changed. But this year alone have made my payments change (+/-)75 dollars. If the property is a rental, it's a pain. It's not like I can also raise and lower my tenants rent as changes happens. If you have variable rates, then Tracker Mortgages can help with keeping up with the changes in rates. Here's why you should visit this site if you're thinking of buying a property:
The tracker mortgage differs from the Standard Variable Rate (STV) in that the interest rate is directly tied to the Bank of England base rate, and does not follow the lender’s rate, which would always be higher. The incentive, particularly to the first time buyer, is that the margin is set to a maximum of only 1% or 2% above the Bank of England base rate. And in some extraordinary cases it may even be set below the rate. This means that repayments during the life of the tracker offer, (usually from 2 to 5 years), are invariably cheaper than with other standard mortgages.
Safety Net
Business Insurance is sometimes very tricky to keep. There's always inspection, and extra requirements, long after the premiums have been paid. I hear a few business owner foregoing insurance because of the sheer headache which comes with it. In my personal experience, I find it to be both easy and hard. Sometimes, a good insurance agent can make a big difference in finding an insurance that is right for you. On the other hand, I'm more tempted to not insure my property if given a choice. This is not a smart choice. Without insurance, there is no safety net to catch me when something goes wrong.
I know someone who has a limousine service. His accessories like television would periodically get stolen, yet he still has not purchase insurance. It's the mountain pile of requirements which most people would rather not deal. He'd rather take his own money and replace television than having to file claim for it. What happens when he has to keep buying this on a month when profits are lean?
Sometimes, this is not optional. If you have an apartment to let which you and a bank owe, insurance is a must. This is where Business Insurance comes in handy. There's always some company out there who'll have business owner's best interest. This is one of them. It's relatively easy to get quote for public/employer's liability, goods in transit, residential let property, commercial property, wholesalers, factory, professional endemnity, and so much more. It's worth checking out.
I know someone who has a limousine service. His accessories like television would periodically get stolen, yet he still has not purchase insurance. It's the mountain pile of requirements which most people would rather not deal. He'd rather take his own money and replace television than having to file claim for it. What happens when he has to keep buying this on a month when profits are lean?
Sometimes, this is not optional. If you have an apartment to let which you and a bank owe, insurance is a must. This is where Business Insurance comes in handy. There's always some company out there who'll have business owner's best interest. This is one of them. It's relatively easy to get quote for public/employer's liability, goods in transit, residential let property, commercial property, wholesalers, factory, professional endemnity, and so much more. It's worth checking out.
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